Getting injured without insurance coverage can be a stressful experience. Where are you supposed to go? How are you going to pay? If you don’t have health insurance, here are a few things to keep in mind:
- Get health insurance.
Most places won’t even treat you if you don’t have any insurance. A lot of folks think they aren’t eligible, but don’t make that assumption.
First, there are options through the Affordable Care Act. Second, insurance might be covered by Medicaid. Third, your employer might offer a health plan.
If you’re injured without insurance coverage, hospitals and other care centers will usually help you find a plan that works for you.
- Talk to an attorney.
After you get some health insurance in place, one of your first moves should be reaching out to an attorney. A consultation isn’t going to cost you anything, and they may be able to point you in the right direction.
Maybe there’s a free or reduced-cost clinic that can provide the treatment you need. If options are limited, or if you need more specialized medical attention, an experienced personal injury attorney can be a useful source of information.
- Beware of doctors who don’t seem interested in getting paid.
There are some medical professionals who might offer to treat you without collecting for their services until you get insurance. This isn’t a great option, because it usually results in you having to disclose under oath that your doctor agreed to wait until after a potential lawsuit to get paid, which in turn makes it look like they have a financial stake in your diagnosis. Juries don’t like this.
Experience should never be discounted, and a seasoned personal injury lawyer can help guide you around the pitfalls that tend to claim unrepresented plaintiffs. If you have any questions about personal injury, give us a call at 317-632-3642. Stay safe and look out for each other.
