Every day, millions of Americans are injured while on the job. We understand that it causes an overwhelming amount of emotions – confusion, anxiety, pain, stress, and you may not even know if you have a valid claim for workers’ compensation.
Do you know the benefits you are entitled to after being injured on the job in Indiana? Typical worker’s compensation benefits include (but are not limited to):
- Temporary weekly total disability payments for the period of time that an employee is out of work due to a job-related injury or illness
- Medical treatment paid for by your employer or worker’s compensation insurance company
- In a case with a permanent injury, a Lump-sum settlement or permanent partial impairment award
A work injury can be a tremendous hassle with doctor visits, time off of work, dealing with insurance and worrying about how it will affect your future. Hiring a personal injury lawyer to represent you puts someone on your side that can help you navigate the complex processes of worker’s compensation policies and insurance companies. We want to help you get the benefits you deserve so you can continue to provide for not only your family, but yourself as well.
What Should I Do if I Get Injured at Work?
Getting injured at work can be an intimidating situation. But if you follow the proper steps to take after an injury, the better case you may have when taking it to an attorney. Here are the steps we suggest taking after suffering an injury in the workplace:
- No matter how minuscule your injury may seem, you should immediately report it to your supervisor or manager and ask them to complete a formal accident report
- After the accident report is completed, a copy should be provided to you
- If you require any medical attention after leaving your workplace, be sure to comply with all directions given to you by your medical care provider and employer. This could include:
- attending all appointments and examinations that are scheduled for you by your nurse or doctor
- following all restrictions suggested by your doctor
- taking time of work if suggested by either employer or doctor
- following any other special instructions given by your health care provider
- If you are required to miss more than seven days of work, contact a personal injury attorney for a consultation regarding your temporary total disability rights
How Do I Know if I am Covered Under Workers’ Compensation?
In Indianapolis, business are required to carry workers’ compensation insurance to provide restitution to employees that are injured while on the job. Injured workers that fit the eligibility requirements set by Indianapolis workers’ compensation laws are able to get their medical expenses covered as well as receive payments up to 2/3 of their normal salary while they are unable to return to work. However, there are some exceptions that make you unable to file a claim for workers’ compensation including, but not limited to the following:
- An injury due to horseplay
- An injury caused by being under the influence of drugs or alcohol
- An injury due to not following proper working protocols/procedures/rules
- An injury that was purposefully self-inflicted
In some cases, employers and insurance companies will try to argue that the employee’s injury or disability was not work-related. This can fool many injured employees into signing forms, making statements or agreeing to settlements without consulting a personal injury or workers’ compensation lawyer to see if they are eligible for more appropriate benefits concerning their situation. Don’t fall for any these tricks.