Every day, millions of Americans are injured on the job. This unleashes an overwhelming number of emotions—confusion, anxiety, pain, stress—and you may not even know if you have a valid claim for worker’s compensation.
If you’ve been injured while working in Indiana, do you know what benefits you’re entitled to? Typical worker’s compensation benefits include (but are not limited to):
- Weekly, temporary total disability payments for the period of time that you’re out of work due to a job-related injury or illness
- Medical treatment paid for by your employer or their worker’s compensation insurance
- For a permanent injury, a lump-sum settlement or permanent partial impairment award
A work injury can be a tremendous hassle with doctor visits, time off of work, fighting with the insurance company, and worrying about how this will affect your future.
Hiring a personal injury attorney to represent you puts someone on your side who can help you navigate the complex processes of worker’s compensation policies and insurance companies. The Marc Lopez Law Firm wants to help you get the benefits you deserve so you can continue to provide for your family.
After You’re Injured: What to Do
Getting injured at work can be an intimidating situation. If you follow the proper steps, though, you’ll be in a better position when it comes times to consult with an attorney. Here are some things to keep in mind:
- Immediately report your injury to your supervisor. This holds true no matter how minor your injury may seem. No matter what, you want the boss to complete a formal incident report
- Get a copy of the incident report. Documentation is only helpful if you have access to it.
- Follow professional medical advice. If you visit a doctor after leaving your workplace, take their recommendations seriously. This may include:
- attending future appointments and examinations;
- restricting physical movement or activity;
- taking time off work; and
- following any other special instructions
- Contact a personal injury attorney if you’re required to miss more than seven days of work. You need to speak to a professional about your temporary total disability rights.
How to Know If You’re Covered
In Indiana, businesses are required to carry worker’s compensation insurance to provide restitution to employees that are injured on the job. Injured workers that meet the eligibility requirements are able to get their medical expenses covered, as well as receive payments up to 2/3 of their normal salary while they’re unable to return to work. Not every work-related injury is eligible, though. Here are some examples of exceptions that won’t qualify for worker’s compensation benefits:
- injuries resulting from horseplay
- injuries resulting from intoxication
- injuries resulting from failure to follow work protocols or procedures
- injuries that are purposefully self-inflicted
In some cases, employers and insurance companies will try to argue that the employee’s injury or disability was not work-related. They can sometimes fool injured employees into signing forms, making statements, or agreeing to settlements without consulting a personal injury attorney. Don’t fall for these tricks.
We represent people like you, not the insurance companies. Before you talk to an insurance rep, make sure you talk to us. Call the Marc Lopez Law Firm at 317-632-3642 for a free and confidential conversation about your personal injury and the benefits that you deserve.