If you’ve been injured, what are you supposed to do when an insurance company reaches out with a quick settlement offer? The Marc Lopez Law Firm gets this question a lot, and an experienced Indiana injury lawyer can help to guide you through the process.
Never Accept the First Offer
The first offer is usually for a pretty low amount—maybe $2,000 or $3,000—and it can be tempting to accept it. Medical bills are piling up, and missing work means less money coming in. It’s important to resist this temptation though because an insurance company’s first offer is often little more than a trick.
If the insurance company is responsible for your injury, they should be covering not just your medical bills, but also pain and suffering. So that settlement offer isn’t really giving you anything you’re not entitled to.
What the company is really doing is limiting their own exposure. If you accept their low offer, you’re basically giving them a free pass on paying for anything beyond the bare minimum.
Tricks of the Trade
Here’s how it works: The insurance company pays $2,000 for pain and suffering, and then they fight you tooth and nail on the related medical bills. After a few months, they might say that the medical issues you’re experiencing aren’t related to the accident, or that you had a pre-existing condition. This is all a big scam, and it’s not fair to you.
That’s where an Indiana injury lawyer comes in. The Marc Lopez Law Firm has years of experience helping clients get the justice they deserve. We don’t charge anything up front to talk to you about your options, and we’re always happy to help. When it comes to accepting a lowball settlement offer, you definitely want to talk to a professional who knows what they’re doing.
Make the Right Call
Remember, don’t fall for the insurance company’s tricks. You’re entitled to full justice, not just a little bit. If you’re ever in doubt, give us a call at 317-632-3642. Let the Marc Lopez Law Firm turn your frustration into compensation.